BMO Ascend World Elite Mastercard
Get $125 GeniusCash, up to 100,000 bonus points, four free airport lounge passes a year and explosive first-year value. Easy approval conditions for Canadians.
The BMO Ascend World Elite Mastercard offers Canadian users a compelling lineup of benefits. This premium credit card now comes with $125 in GeniusCash, up to 100,000 bonus points, and four complimentary airport lounge passes annually. If you seek great value and exclusive travel perks, this card makes an outstanding option.
Interest rates typically start around 20.99% for purchases and 23.99% for cash advances. Credit limits are competitive, often ranging from $5,000 and up, based on your application and creditworthiness. Applicants need to meet the income requirements and be approved for the promotion to access the full perks.
How to Apply: Step by Step
- Gather your personal financial information.
- Start the online application with your details.
- Submit proof of income and ID if required.
- Wait for instant or follow-up approval.
- On approval, activate your new card and start earning rewards immediately.
Key Advantages
With this offer, you’ll snag $125 GeniusCash just for being approved, alongside a vast welcome bonus of up to 100,000 points. The four free airport lounge passes each year are perfect for frequent travellers, making airport waits far more comfortable and affordable.
Additionally, the BMO Ascend World Elite Mastercard is accepted widely and provides strong insurance coverage, making it suitable for both travel and everyday use.
Possible Drawbacks
One consideration is the annual fee, which can be on the higher side due to the premium nature of the card. As well, interest rates are in line with many premium cards, so paying your balance each month is important to avoid extra charges.
The best value is achieved when you fully use the travel perks and rewards on offer, so it’s less ideal for those who do not travel frequently.
Our Verdict
The BMO Ascend World Elite Mastercard is an unbiased recommendation for Canadians seeking great rewards, airport lounge perks, and high-value welcome bonuses. Provided your lifestyle fits, this card will easily pay for itself within the first year through the GeniusCash payout and travel benefits alone.
For those who want to step up their rewards game without complicated restrictions, this card is an engaging choice with all the extras to enhance your travel and everyday spending experience.