BMO Ascend World Elite Mastercard
Earn up to $125 GeniusCash, 100,000 bonus points, 4 free lounge passes per year, and enjoy impressive travel rewards. Perfect for frequent flyers.
The BMO Ascend World Elite Mastercard stands out for its generous welcome offer and exceptional travel perks. New applicants can receive up to $125 in GeniusCash, with up to 100,000 bonus points plus four airport lounge passes annually. This card is tailored for those who want outstanding travel rewards combined with flexible redemption options and strong insurance benefits. While the annual interest rate and credit limit may vary based on your financial profile, eligible cardholders typically access higher credit limits and a competitive interest rate in the premium segment.
How To Apply: Step By Step
- Prepare your income and personal information.
- Visit BMO or CreditCardGenius to begin the application.
- Complete the online form accurately.
- Upload or provide required documents if prompted.
- Submit and wait for approval response.
Key Advantages
One key advantage is the huge welcome bonus: up to $125 GeniusCash and 100,000 points, making the first year’s value exceptional. Frequent travellers will also love the four free annual airport lounge visits.
In addition, cardholders get access to comprehensive travel insurance, coverage for trip cancellations, and theft protection during their journeys.
Potential Drawbacks
On the downside, the BMO Ascend World Elite Mastercard typically comes with a higher annual fee, which might offset some of the value for less frequent travellers.
Additionally, premium credit requirements mean approval could be challenging if your credit score is not strong or if your annual income is lower than the card’s threshold.
Our Verdict
The BMO Ascend World Elite Mastercard delivers exceptional value for those who travel often and can maximize its perks. The massive welcome offer, high rewards potential, and airport lounge access justify the annual fee for the right applicant. If you fit this profile and want best-in-class travel benefits, this card is a top contender in Canada’s premium credit card market.