Prime Visa Card
Earn a $250 Amazon Gift Card instantly when approved. Get 5% back at Amazon and more. No annual fee, Prime membership required. Great for holiday shopping savings!
The Prime Visa Card is specifically designed for Amazon Prime members and offers a lucrative welcome bonus. Eligible applicants can instantly receive a $250 Amazon Gift Card upon approval. The card comes with no annual fee; however, you must have an active Prime membership, which currently costs $139 per year or $14.99 per month.
Interest rates on the Prime Visa Card range from 18.99% to 27.74% (variable APR), catering to those with good to excellent credit (scores between 670–850). The card gives cardholders unlimited 5% back on purchases at Amazon.com, Amazon Fresh, Whole Foods Market, and even on Chase Travel purchases when using a valid Prime account. Additional benefits include 2% back on common expenses like gas stations, restaurants, local transit, and 1% back on other purchases.
How to Apply for the Prime Visa Card
- Confirm your Amazon Prime membership is active
- Check your credit score (good to excellent recommended)
- Complete the application form available via Amazon’s credit portal
- Submit required identification and financial information
- Upon approval, instantly claim your $250 Amazon Gift Card
Key Pros of the Prime Visa Card
One substantial advantage of the Prime Visa Card is the ease and speed of redemption—rewards can be applied directly to Amazon.com purchases as early as the next day. Additionally, the card’s 5% back at Amazon and Whole Foods is hard to beat for frequent shoppers.
The welcome bonus represents remarkable upfront value, especially during holiday or major shopping events. There are also no foreign transaction fees, making it practical for travelers.
Potential Cons to Consider
The primary requirement is an active Amazon Prime membership, which adds to the ongoing cost if you aren’t already subscribed. Also, opting for promotional APR purchases means you will not earn rewards for those transactions.
Furthermore, if you do not spend heavily at Amazon or Whole Foods, you may find other rewards cards more rewarding for your regular spending categories.
Verdict: Should You Get the Prime Visa Card?
The Prime Visa Card offers significant perks for Amazon shoppers, highlighted by the instant $250 gift card and strong earning rates. If you’re already a Prime member and do a substantial amount of shopping with Amazon or Whole Foods, this card can deliver excellent long-term value. On the other hand, if your loyalty to Amazon is limited or you aren’t inclined to maintain a Prime membership, explore other options for broader rewards benefits.