Bank of Melbourne
Enjoy up to $500 cashback at supermarkets and petrol stations, plus 6.99% balance transfer for 12 months. Get extra value for new cardholders.
The Bank of Melbourne Vertigo Credit Card offer stands out with its generous $500 cashback bonus. Earn 10% cashback when shopping at selected supermarkets and petrol stations—perfect for everyday spenders. On top of that, the special 6.99% p.a. interest rate on balance transfers for 12 months can give you valuable breathing space while paying down existing debt. The offer is strictly for new Vertigo card applicants and subject to approval and standard credit criteria.
How to Apply: A Quick Guide
1. Check your eligibility by ensuring you’re a new Bank of Melbourne cardholder.
2. Gather your personal identification and financial information.
3. Complete the online application for the Vertigo credit card.
4. Indicate any balance transfer requests during the application process.
5. Submit your application and await a response from the bank.
Why Consider the Vertigo Card?
The Vertigo card shines for those who prioritise cashback for everyday purchases. The $500 cap is attractive for families and commuters.
Additionally, the 6.99% balance transfer rate is highly competitive, letting you manage existing credit card debt more affordably.
Potential Downsides
The cashback applies only to certain merchants, so you may not earn rewards at all supermarkets or petrol stations.
Also, this promotion is exclusive to new cardholders, and previous customers of Bank of Melbourne or related banks may miss out.
Verdict
The Bank of Melbourne Vertigo Credit Card is a solid choice for value-seekers looking for tangible rewards and a smart way to refinance existing debt. Consider it for your everyday spending, but be mindful of eligibility details before applying.