Westpac Altitude Qantas Black
Unlock up to 150,000 bonus Qantas Points and enjoy complimentary travel insurance. Earn up to 1.2 Qantas Points per $1 spent. Annual fee of $295 plus $75 Qantas Points opt-in.
The Westpac Altitude Qantas Black credit card stands out among Australia’s top frequent flyer offers. New cardholders can earn up to 150,000 bonus Qantas Points by meeting eligibility criteria and minimum spend requirements. With an earn rate up to 1.2 Qantas Points per $1 spent, this card is a strong choice for optimising Qantas points from your everyday purchases.
The standard annual fee is $295, plus a $75 Qantas Points opt-in fee per year. Cardholders receive perks including two complimentary Qantas Club Lounge invitations per year and complimentary travel insurance. Credit limits and eligibility requirements apply – be sure to check if you meet Westpac’s lending criteria before applying.
How to Apply: Step-by-Step
- Check your eligibility for the card based on income and credit score.
- Gather your identification and income documents.
- Apply online through Westpac’s website and complete the application form.
- Wait for approval and provide any further details if requested.
- Once approved, activate your card and start meeting bonus point spend requirements.
Main Benefits
One of the biggest pros is the potential to earn up to 150,000 Qantas Points, which is one of the largest sign-up bonuses offered in Australia. This is ideal for those looking to book premium rewards flights or maximise the value of the Qantas Frequent Flyer program.
Another strong benefit is the inclusion of complimentary travel insurance and Qantas Lounge invitations, enhancing the travel experience for cardholders. The earn rate on everyday spending also makes this card attractive for maximising frequent flyer points.
Downsides to Consider
The annual fee and opt-in fee can be a drawback, adding up to a significant yearly cost. Frequent flyers who do not utilise premium features may find less value here compared to lower-fee options.
Additionally, bonus point eligibility may have specific spend criteria and time restrictions, which require careful timing and discipline to achieve.
Final Verdict
The Westpac Altitude Qantas Black is a premium offering targeted at savvy points collectors and frequent travellers. If you can meet the spend threshold and benefit from the extras, this card can be a powerhouse for Qantas points earning and travel perks.