CommBank
Earn up to 100,000 Awards or 70,000 Qantas Points, plus up to $450 cashback on eligible spend. Competitive rates, quick approval, and strong card rewards.
The latest CommBank credit card offers bring impressive rewards for new cardholders. You can earn up to 100,000 Awards Points or 70,000 Qantas Points with the Ultimate Awards Card. If cashback is more appealing, the Low Rate credit card offers up to $450 cashback provided you meet the monthly spend conditions. With a focus on ongoing value, these cards also provide different interest rates and fee waivers if you meet specific spend thresholds. Main interest rates range from 10.99% p.a. to 15.99% p.a. for approved Low Rate cardholders, and you may qualify for no monthly fees depending on spending activity.
How to Apply: Step-by-Step
- Choose the offer and card type that suits your needs.
- Check the eligibility requirements, including account history and spend minimums.
- Fill in the online application form on the provider’s secure site.
- Submit any requiring documents for verification.
- Wait for a rapid approval, which often comes within 60 seconds.
Pros of CommBank Card Offers
The reward potential is a major drawcard: up to 100,000 Awards Points or 70,000 Qantas Points for Ultimate Awards and significant cashbacks for Low Rate and Low Fee cards.
Additionally, there are opportunities for fee waivers each month when you hit specific spend targets, helping you keep ongoing card expenses low.
Cons of CommBank Card Offers
These offers exclude recent or existing cardholders, so you’ll need to be a new applicant who hasn’t held the specific card in the last 24 months.
The rewards are tied to monthly spending requirements which may not suit everyone’s budget or lifestyle.
Final Verdict
CommBank’s credit card offers stand out for those who can meet monthly spend criteria. The high value points and cashback make them worth considering for new users looking for rewarding everyday spending.