Westpac Altitude Qantas Black
Earn up to 150,000 bonus Qantas Points, competitive earn rate, annual fee from $295 + $75 for Qantas Points, travel insurance, and lounge invitations.
Westpac’s Altitude Qantas Black credit card is a leading Qantas Visa option, offering up to 150,000 bonus Qantas Points. The card comes with a competitive earn rate of up to 1.2 points per dollar and two Qantas Club lounge passes annually. Annual fees start from $295, with an additional $75 per year if you opt to earn Qantas Points. The exact interest rate and credit limits vary on application and eligibility requirements apply – including credit checks and a minimum income threshold.
How to Apply Step by Step
- Check you meet Westpac’s eligibility and income requirements
- Prepare identification and proof of income documents
- Apply directly online or in a branch via the Westpac website
- Submit the application and await a decision
- Once approved, activate your new card and register for Qantas Points
Benefits of the Altitude Qantas Black Card
One of the standout features is the generous 150,000 bonus Qantas Points, making it a strong choice for frequent flyers. You also receive two complimentary Qantas Lounge invitations each year and built-in travel insurance for added value. The ability to earn up to 1.2 points per dollar spent is higher than many standard cards in Australia.
Drawbacks to Consider
On the downside, the card’s total annual fees can be significant, starting at $295 plus a $75 Qantas Points opt-in fee each year. Additionally, to access the full points offer you need to meet minimum spend requirements within set timeframes, which might not suit every household.
Our Verdict
If you’re aiming to maximise Qantas Points and travel regularly, Westpac’s Altitude Qantas Black card is well worth considering. However, weigh the total annual cost and ensure you meet spend conditions before applying. For the right applicant, the benefits comfortably outweigh the fees.