ANZ
Unlock $450 back to your new ANZ Platinum card, enjoy $0 annual fee in the first year, and take advantage of flexible repayment features.
Introducing the ANZ Platinum Credit Card Offer
The ANZ Platinum credit card currently features a standout limited-time offer giving $450 back to your account upon meeting eligible spend. Additionally, you pay $0 in annual fees for the first year, making it an appealing option for savvy spenders.
New cardholders need to spend $4,500 on eligible purchases within the first four months to qualify for the $450 credit back. Furthermore, after the first year, the annual fee reverts to $87, providing transparency for long-term costs.
The purchase interest rate at the time of publishing is 20.24% p.a., with a standard balance transfer rate also available post-offer. Customers must meet standard eligibility, credit, and T&C criteria to be approved.
This offer is strictly for new ANZ Platinum applicants, and only one offer is permitted per applicant. Card benefits include 24/7 anti-fraud protection and access to ANZ Instalment Plans for flexible repayments.
How to Apply: Step-by-Step Guide
Begin your application by visiting the ANZ official website and selecting the Platinum credit card.
Prepare your identification documents, proof of income, and financial details before starting the online application.
Fill in your personal, employment, and financial information accurately to ensure a smooth verification process.
After submitting your application, an initial decision is usually provided quickly, though some applications may require further review.
If approved, activate your credit card when it arrives and start using it to make eligible purchases to unlock the $450 back bonus.
Advantages of the ANZ Platinum Credit Card
One of the biggest pros is the $450 statement credit for new cardholders meeting the spend requirement. This bonus effectively offsets future purchase costs.
The $0 annual fee in the first year makes the card attractive if you want to try premium benefits without upfront commitment. Cardholders also enjoy 24/7 anti-fraud protection and flexible instalment options.
Drawbacks to Consider
After the first year, the annual fee increases to $87, which might be off-putting if you’re looking for a permanent fee-free card.
The relatively high purchase interest rate means carrying an unpaid balance could become expensive, so it’s best for those intending to repay in full monthly.
Our Verdict
The ANZ Platinum credit card offer genuinely shines for anyone looking to gain value from upfront rewards and a year of waived annual fees. If you have planned spending and can meet the initial criteria, this card can put money back in your pocket. However, as with any credit card, responsible usage is vital to avoid costly interest charges and to make the most of the offer.