St.George Amplify Rewards Signature
Earn up to 160,000 points, enjoy airport lounge access and a reduced $199 first-year fee & $295 after. Get insured and savour flexible rewards.
The St.George Amplify Rewards Signature card currently offers new applicants up to 160,000 Amplify Rewards Points. These translate to around $700 in eGift cards or can be transferred to partners such as Velocity Frequent Flyer.
The annual fee is $199 for the first year, reverting to $295 afterwards. Spend requirements must be met for maximum bonus points. The earn rate goes up to 3 points per $1 on overseas spend, 2 points per $1 on everyday purchases, and 1 point per $1 on all other eligible spend, up to a monthly cap.
Complimentary lounge passes add to the value, and the card’s ongoing insurance cover and luxury hotel perks enhance its overall proposition for both families and business travellers.
How to Apply: Step by Step
- Check if you meet eligibility criteria (age, income, Australian residency)
- Prepare identification and proof of income (such as payslips or tax summary)
- Visit the St.George website or approved credit card deal site
- Complete the online form with your personal details and financial information
- Await a decision, which is usually provided within moments
Pros of the St.George Amplify Rewards Signature
Amongst the main advantages are the up to 160,000 bonus Amplify Rewards Points and two airport lounge passes per year. Cardholders can receive a reduced first-year annual fee to further increase initial value.
Additionally, complimentary insurance covers travel inconveniences and purchases, while flexible points transfers and rewards redemption options allow you to use your rewards as you prefer.
Cons of the St.George Amplify Rewards Signature
The main cons are a regular annual fee rising to $295 after the first year, and bonus points that require significant minimum spend.
Points are also capped after hitting monthly thresholds, and reduced earn rates apply beyond these limits, so this is a consideration for high-spending cardholders.
Verdict
The St.George Amplify Rewards Signature card stands out if you’re looking to maximise value in the first year with bonus points and introductory perks. It’s a strong choice for earning rewards and enjoying travel benefits, but ongoing costs and spend requirements should be assessed carefully based on your spending habits and travel goals.