Westpac Altitude Qantas Black
Up to 150,000 bonus Qantas Points, lounge passes, complimentary insurance, annual fee from $295 plus $75 Qantas opt-in, ideal for maximising Qantas rewards.
The Westpac Altitude Qantas Black credit card stands out for those looking to boost their Qantas Points balance with generous rewards. This card currently offers up to 150,000 bonus Qantas Points upon meeting eligibility and spending criteria. The annual fee starts at $295, and if you choose to earn Qantas Points, an additional $75 Qantas opt-in fee applies each year.
Cardholders enjoy a competitive points earn rate of up to 1.2 Qantas Points per dollar spent with no points cap. The card also grants two complimentary Qantas Club lounge invitations annually and includes complimentary travel insurance for added peace of mind. When applying, you’ll need to meet credit eligibility, provide income details, and agree to the spending and fee conditions.
How to Apply: Step by Step
- Check if you meet the eligibility criteria, including credit score and income requirements.
- Gather your documentation, such as proof of income and identification.
- Complete the online application form with your personal details.
- Review the fees and conditions and select the Qantas Points opt-in if desired.
- Wait for approval and, once accepted, activate your card and start spending to unlock bonus points.
Pros of the Westpac Altitude Qantas Black
This card offers an impressive bonus Qantas Points offer, perfect for frequent flyers. Lounge invitations and complimentary travel insurance enhance the travel experience, making it a solid choice for regular Qantas customers.
The strong points earn rate on everyday purchases, paired with flexible redemption options, makes it appealing for those wanting to maximise value from their spend.
Cons to Consider
The annual fee and additional Qantas opt-in charge may deter value-focused cardholders. This can add up over several years.
Another consideration is that premium cards tend to require a higher income or credit standing, which may not suit everyone seeking a points-earning credit card.
Verdict: Is it Worth Applying?
The Westpac Altitude Qantas Black credit card is ideal for Australians seeking premium perks and substantial Qantas Points earning potential. It’s a great fit for frequent flyers who can use the travel benefits and achieve the spending requirements for the bonus offer. If maximising Qantas Points and enjoying travel extras suits your lifestyle, this card is a compelling choice.