Handy Finance
Personal loans from 6.57% p.a.* comparison rate, flexible up to 7 years. Quick pre-approval, fast access to funds. No early repayment fees.
Handy Finance, formerly known as OurMoneyMarket, offers personal loan pre-approval with competitive fixed interest rates starting from 6.57% p.a. and a low comparison rate from 7.19% p.a. If eligible, you could borrow $2,001 up to $75,000 for up to 7 years. Green loan and vehicle finance limits go as high as $100,000. No repayments are required until your loan is activated.
How to Apply: Step by Step
- Apply online in minutes with your details and documentation.
- Receive your conditional pre-approval, usually within hours.
- Plan and shop with your approved finance limit (valid for one month).
- Settle and access funds as soon as 24 hours after loan activation.
Pros of Handy Finance Personal Loans
Handy Finance stands out for fast online pre-approval, fixed rates for certainty, and zero early repayment or exit fees, making it suitable for flexible budgets.
Additionally, your rate is tailored to your financial profile, and the transparent process includes local customer support, giving peace of mind if you need help.
Cons of Handy Finance Personal Loans
Pre-approval is valid for only one month, so you’ll need to act within that period or potentially reapply. Not everyone gets the lowest rate.
As with most personal loans, approval is subject to eligibility checks, and applicants with complex finances or poor credit may have limited options.
Final Verdict
If you want quick access to competitive personal loan options with fixed rates, Handy Finance is a compelling choice. The process is fast and transparent. However, strong credit helps you secure the best deal.