Scotiabank
Travel with confidence. Earn up to 60,000 Scene+ points, enjoy no foreign currency fees, airport lounge access, and robust rewards. $150 annual fee.
The Scotiabank Passport Visa Infinite Card is designed for Canadians who want a premium travel experience at solid value. With a competitive interest rate of 20.99% on purchases, an annual fee of $150, and a minimum credit score requirement of about 660 (good credit), it’s accessible to many looking for a feature-rich travel rewards card. Qualifying applicants can unlock up to 60,000 Scene+ points as a welcome bonus, equivalent to a maximum of $1,500 in travel value, by meeting initial minimum spend conditions. The card provides up to 3x Scene+ points at partner groceries and travel categories, 2x on dining and entertainment, and 1x on other purchases. A standout advantage: no foreign transaction fees, making it a go-to for international travellers.
How to Apply: Simple Steps
- Check your credit score to ensure it meets the “good” threshold (typically 660 or higher).
- Gather your income details ($60,000 personal or $100,000 household minimum required).
- Apply online via the Scotiabank website, providing accurate personal and financial information.
- Wait for instant or prompt approval. On approval, activate your card promptly.
- Meet the eligible spending requirement in the first three months to secure your full welcome bonus.
Advantages of the Passport Visa Infinite Card
No foreign transaction fees stand out as a top advantage, saving frequent travellers up to 2.5% on global purchases. This feature, combined with complimentary airport lounge access, makes the card a favourite among jetsetters. The robust travel perks—like comprehensive travel insurance and Scene+ points on daily essentials—add further value, ensuring everyday earners and avid travellers are both well-rewarded.
Potential Drawbacks
While the annual fee of $150 can be recouped through perks, it may deter budget-focused cardholders. In addition, income eligibility is higher than some competitors, which could limit who can apply. Furthermore, Scene+ points may offer less flexibility for those not interested in travel rewards or who prefer pure cash-back programs.
Verdict: Strong Choice for Travellers
Independent review shows the Scotiabank Passport Visa Infinite Card is a leading option for Canadians seeking travel rewards with premium benefits. The combination of a large welcome bonus, no FX fees, and valuable insurance makes it highly competitive. While the annual fee and income requirement should be considered, the overall value makes this card a smart pick for those looking to maximize travel perks and everyday rewards.