National Australia Bank (NAB)
NAB Qantas Rewards Signature Card comes with up to 130,000 Qantas Points, low rates, and competitive $15,000 minimum limit. Perfect for frequent flyers.
Introducing the NAB Qantas Rewards Signature Card
The NAB Qantas Rewards Signature Card offers up to 130,000 bonus Qantas Points for new applicants hitting a $5,000 spend within 90 days and keeping the card open for over 12 months.
A minimum credit limit of $15,000 applies, and you must meet eligibility criteria and standard monthly repayments. The interest rates and fees are competitive for a premium card, appealing to frequent travellers aiming for great value.
This card additionally provides ongoing Qantas Points on everyday purchases, making it a top choice for those looking to maximise their rewards. The points are credited in two tiers—one for initial spend, another for holding the card for 12 months.
Beyond points, the NAB Qantas Rewards Signature Card offers a range of benefits such as complimentary insurance and access to NAB’s online tools. The offer is available for a limited time and subject to change.
How to Apply: Step by Step
- Check eligibility and prepare required documents
- Apply online by filling in the NAB application form
- If approved, activate your card upon receipt
- Spend $5,000 within the first 90 days
- Maintain the card for over 12 months to receive the full bonus
Benefits of the Card
Holding the NAB Qantas Rewards Signature Card means access to high-value Qantas Points, which can be redeemed for flights, upgrades or products. This is particularly useful for those planning regular travel or looking for premium rewards.
The card also includes premium extras such as complimentary travel insurance and purchase protection, adding to the overall value and peace of mind for cardholders.
Potential Drawbacks
Applicants must meet a high minimum credit limit requirement of $15,000, which might not suit everyone’s budget or credit profile. This can exclude lower-spending or younger cardholders.
Additionally, to secure the full points bonus, you must keep the card open for over 12 months, reducing flexibility if you wish to switch cards sooner or avoid ongoing fees.
Final Verdict
The NAB Qantas Rewards Signature Card is a leading choice for Australians seeking a high bonus points offer and travel perks. The initial and retention requirements ensure only those committed to ongoing usage get the most value, but the rewards and card features can easily offset the costs for regular users.