Fair Go Finance Easy Cash Loans
Personalised cash loans from $500 to $10,000 with approvals in as little as 15 minutes. Individual rates, flexible terms, and easy applications online.
Easy Cash Loans by Fair Go Finance are designed to provide Aussies with quick access to funds when they need them most. You can apply for loans ranging from $500 to $10,000 with personalised rates depending on your credit profile and current finances.
The interest rate for medium loans typically starts at 29.90% p.a. (comparison rate from 54.30% p.a.), with repayment periods ranging from 3 to 24 months. Approval times are fast, often with funds in your account within 15 minutes after signing the contract. There are no early payout fees, making these loans flexible and convenient for short-term financial needs.
How to Apply: Step-by-Step
Applying for a Fair Go Finance Easy Cash Loan is a straightforward process. First, complete the online application form, which takes about 6 minutes. Submit your bank statements through a secure portal to help with assessment. Once your application is reviewed and approved, you’ll receive your contract via SMS.
Sign your contract electronically using the secure SMS code provided. After approval, your funds are transferred instantly, so you can access your money in as little as 15 minutes. The process is 100% online, and you receive regular updates via email or SMS on your loan status from start to finish.
Pros: What Stands Out
One key advantage is the speed and simplicity. Fast approvals, often within the same hour, paired with instant funding, mean you can solve financial headaches quickly. Fair Go Finance also tailors rates to your specific situation, potentially saving you money if you have a strong credit profile.
The company invests in strong customer support as well. Their team is ready to help without using confusing jargon and you get reminders and updates throughout the loan process. Responsible lending practices ensure you only borrow what you can afford to repay, adding peace of mind.
Cons: What to Watch Out For
While the rates are personalised, they can be quite high especially if your credit score is not ideal. The comparison rates for medium loans can jump above 50% p.a., which could make repayments challenging if you borrow over a longer term.
Additionally, not everyone qualifies. You must be 18 or older, an Australian resident, and have consistent employment. If you’re in between jobs or have significant financial instability, approval isn’t guaranteed.
Verdict
Fair Go Finance Easy Cash Loans offer a flexible and rapid solution for Aussies seeking emergency funds or covering essential expenses. Fast approvals, easy applications, and responsible lending standards make it a competitive choice among quick loan options. However, prospective borrowers should review the interest and comparison rates carefully to ensure affordability before applying.